Aloe Disclaimers/Disclosures

These disclaimers and disclosures qualify the text of all articles posted on the Aloe Medium Account and all other Aloe-branded social media accounts maintained by Aloe Labs, Inc.

Before interacting with Aloe, please carefully review these disclaimers, any applicable terms and conditions, and the open-source code of the relevant software. Use the technology only at your own risk, and do not rely on the Aloe Docs or Medium Account for making any decisions.

Authorship. The documents and information on the Aloe Medium account (the “Repository”) have been authored by employees, officers, service providers, shareholders or investors (“Affiliates”) of Aloe Labs, Inc. (the “Company”) or other participants in the Aloe community, as applicable. The Aloe Medium account is maintained by Aloe Labs, Inc., a Delaware corporation.

Informational Purposes Only; No Warranties. The Repository is only a presentation of information regarding certain technologies. The statements contained in the Repository do not provide any advice, representation, warranty, certification, guarantee or promise relating to these technologies, any uses thereof or any of the other matters discussed in the Repository, nor does the Repository provide an offer or agreement to make such technologies available, maintain or update such technologies, or sell or buy any asset or enter into any transaction. You should not rely on the Repository as a basis for making any financial or other decision.

No Governmental/Regulatory Review or Approval. The Repository and the matters described in the Repository have not been reviewed, approved, endorsed or registered with any regulator or other governmental entity, and the authors of the Repository are not licensed by any regulator or other authority to provide any legal, financial, accounting, investment or other advice or services.

Uncertain Nature of Forward-Looking Statements; No Duty to Update. The forward-looking statements in the Repository are subject to numerous assumptions, risks and uncertainties, and thus the events described or predicted therein are subject to change or to fail to occur in accordance therewith. The Company undertakes no obligation to update, supplement or amend any statement that becomes inaccurate or incomplete after the date on which the Repository is first published, or to alert the public as to any such inaccuracy or incompleteness, whether such inaccuracy or incompleteness arises as a result of new information we receive, changes of our plans, unanticipated events or otherwise.

Experimental Technology. The technologies and assets described in the Repository are highly experimental and risky, have uncertain and potentially volatile value, and should be directly evaluated by experts in blockchain technologies before use. Use them solely at your own risk.

No Ongoing Management. Consistent with the goals of community governance described in the Repository, after the public launch of the Aloe protocol’s governance structures (the “Launch”), the Company and its Affiliates should not be expected to have a material ongoing role in Aloe maintenance, research, development or promotion. The Company and its Affiliates have not dedicated capital specifically to developing the Aloe protocol after the Launch.

ALOE Allocations & Lack of Ongoing Governance and Management. The Company is not making any representation, promise, guarantee or assurance that any ALOE tokens (“ALOE”) granted to its Affiliates, or any funding or resources of the Affiliates, will be held, used or spent for the benefit of the Aloe community. Any sale or other transfer or distribution of ALOE by the Company or its Affiliates could occur without warning. Any such transaction could increase the circulating supply of ALOE. Depending on the number of ALOE sold, transferred or distributed, the terms of sale, transfer or distribution and the prevailing market conditions, such a sale, transfer or other distribution could have a material adverse effect on the price or value of, or demand for, ALOE.

The Company and its Affiliates will hold a substantial amount of ALOE. Any use of such ALOE to vote in Aloe governance could affect governance outcomes. The Company and its Affiliates are not promising to participate or to refrain from participating in Aloe governance, whether by voting ALOE or otherwise. The Company and its Affiliates are not promising that, if any of them do participate in Aloe governance, they will vote in any particular way, observe any standard of care or act in the best interests of Aloe users, ALOE holders or any other persons. The Company and its Affiliates could have financial interests or other interests or incentives which could outweigh their respective interests and incentives (if any) relating to Aloe.

The Company and Affiliates who hold ALOE and choose to participate in governance will be required to use their own personal independent discretion and decision-making in doing so. Neither the Company nor any Affiliate will direct, manage or control how other Affiliates participate in Aloe governance. As a result of the foregoing factors and the lack of any person or group of persons able to control and manage Aloe, any discretionary decision-making related to Aloe depends on the effectiveness of spontaneous group decision-making among participating ALOE holders. There may be disputes, differences of opinion, disagreements, conflicting incentives and a lack of extrinsic coordination among or between any or all governance participants, and such circumstances may adversely affect governance results.

Metaphorical Use of Financial Terms; Lack of Legal Recourse for Funds. When used in connection with Aloe, the terms, ‘liquidity,’ ‘debt,’ ‘lend,’ ‘borrow,’ ‘collateral,’ ‘credit,’ ‘leverage,’ ‘bank,’ ‘borrow’, ‘yield,’ ‘invest’ and other similar terms are not meant to be interpreted literally. Rather, such terms are being used to draw rough, fuzzy-logic analogies between the heavily automated and mostly deterministic operations of a decentralized-finance smart contract system, on the one hand, and the discretionary performance of traditional-finance transactions by people, on the other hand.

For example, ‘debt’ is a legally enforceable promise from a debtor to a creditor to pay an interest rate and eventually repay the principal. Therefore, ‘debt’ cannot exist without legal agreements and cannot be enforced without courts of law. By contrast, with Aloe, there are no legal agreements, promises of (re-)payment or courts of law, and therefore there are no debts, loans or other traditional finance transactions involved in using Aloe.

Instead, Aloe consists of software (including embedded game-theoretic incentives and assumptions) through which people can share their tokens with other people or smart contract systems and, under normal and expected conditions and subject to various assumptions regarding the behavioral effects of incentives, probably get their tokens back eventually, plus extra tokens in some circumstances. Unlike in traditional markets, the user’s financial return depends primarily on the software design and how reliably the software implements that model.

Any ‘relative growth rate,’ ‘rate,’ ‘APR,’ ‘APY,’ ‘CAGR,’ ‘yield,’ ‘interest rate,’ ‘ROI’ or other form of return stated in connection with Aloe market-making, depositing, staking or otherwise transacting in a given token, strategy or smart contract system (the ‘Rate’) is denominated in terms of relevant tokens, not in terms of U.S. Dollars or other fiat currencies. Each Rate is a forward-looking projection based on a good faith belief of how to reasonably project results over the relevant period, but such belief is subject to numerous assumptions, risks and uncertainties (including smart contract security risks and third-party actions) which could result in a materially different (lower or higher) token-denominated ‘relative growth rate,’ ‘rate,’ ‘APR,’ ‘APY,’ ‘CAGR,’ ‘yield,’ ‘interest rate,’ ‘ROI.’

Rates are not offers, promises, agreements, guarantees or undertakings on the part of any person or group of persons, but depend primarily on the results of operation of smart contracts and other autonomous or semi-autonomous systems (including third-party systems) and how third parties interact with those systems after the time of your deposit. Even if a particular projected Rate is achieved, you may still suffer a financial loss in fiat-denominated terms if the fiat-denominated value of the relevant tokens (your deposit and any tokens allocated or distributed to you pursuant to the Rate) declines during the deposit period. Projected Rates are not interest rates being paid on a debt.

Thus, the transactions you can perform by using the Aloe protocol, although they are superficially similar to traditional financial transactions in some ways, are in fact very different. ‘DeFi’ and ‘TradFi’ each pose their own unique set of costs, benefits, risks and protection mechanisms. Please bear this fact in mind when reading about Aloe, and do not use the Aloe protocol without a sufficient understanding of how doing so differs from traditional financial transactions. The only way to fully understand such factors is to have a strong understanding of the relevant technical systems and the incentive design mechanisms they embody — we strongly encourage you to review Aloe’s technical documentation and code before use.

Aloe Website. The website at https://app.aloe.capital/ is subject to its own set of Terms and Conditions which should be read before using the website.

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